Toyota Yaris on Easy Monthly Installments is now available under UBL Drive 2026, offering Pakistani buyers a practical way to own a brand-new sedan without full upfront payment. United Bank Limited is providing fixed monthly installments on all major Toyota Yaris variants, including manual and CVT options, at a 14.50% markup rate.
The plan requires a minimum 34% down payment and follows a balloon payment structure with a residual value payable at the end. With predictable installments, multiple trim choices, and nationwide availability, this offer makes Toyota Yaris ownership more affordable and realistic for salaried individuals and families across Pakistan.
Installment Plan for Today’s Pakistan
Buying a new car in Pakistan has become challenging due to rising prices, higher interest rates, and limited supply. UBL’s installment plan is designed for people who want stability in their monthly expenses.
Instead of fluctuating payments, buyers get:
- Fixed monthly installments
- A known down payment upfront
- A clear residual (balloon) payment at the end
This makes budgeting easier, especially for households managing rent, school fees, and fuel costs together.
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Toyota Yaris Variants Covered Under UBL Drive
One of the strong points of this offer is that it covers almost the complete Yaris lineup. Whether you prefer manual transmission or CVT, there is an option available.
The plan includes multiple variants of Toyota Yaris, ranging from:
- Entry-level 1.3L manual models
- CVT variants for daily city driving
- Higher trims with upgraded interiors and features
This variety allows buyers to choose based on budget, driving needs, and comfort preferences.
Understanding Monthly Installments and Residual Value
The installment structure is based on a balloon payment model, which is becoming common in Pakistan’s auto financing space.
| Variant | Vehicle Price | Monthly Installment (14.50%) | Residual Value |
|---|---|---|---|
| Toyota Yaris GLI MT 1.3 | Rs. 4,479,000 | Rs. 101,753 | Rs. 68,337 |
| Toyota Yaris ATIV MT 1.3 | Rs. 4,730,000 | Rs. 102,571 | Rs. 69,289 |
| Toyota Yaris GLI CVT 1.3 | Rs. 4,760,000 | Rs. 103,222 | Rs. 69,572 |
| Toyota Yaris ATIV CVT 1.3 | Rs. 5,064,000 | Rs. 103,328 | Rs. 69,062 |
| Toyota Yaris ATIV X CVT 1.5 (Beige) | Rs. 6,255,000 | Rs. 105,181 | Rs. 68,358 |
| Toyota Yaris ATIV X CVT 1.5 (Black) | Rs. 6,319,000 | Rs. 102,228 | Rs. 69,057 |
This structure reduces monthly pressure while keeping ownership within reach. For many Karachi and Lahore commuters, this is more practical than heavy monthly bank deductions.
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Why Toyota Yaris Still Makes Sense in 2026
Despite competition, the Yaris continues to attract buyers because of:
- Reliable fuel average for city traffic
- Comfortable ride for daily office use
- Strong resale value in the local market
For families upgrading from older 1000cc cars, Toyota Yaris on Easy Monthly Installments offers a balance between affordability and modern features.
Important Costs Buyers Should Not Ignore
While the plan looks attractive, buyers should keep ground realities in mind:
- Vehicle insurance is not included in installments
- Registration and withholding taxes are separate
- Stock availability may vary by city and dealership
Planning these costs early avoids surprises later.
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How to Apply for Toyota Yaris Installment Plan
UBL has kept the application process simple and accessible:
Available Application Options
- Online application through the UBL Drive portal
- Calling UBL’s official helpline for guidance
- Visiting a nearby UBL branch for in-person support
This flexibility helps applicants from both big cities and smaller towns.
Is This Offer Worth Considering?
For someone earning a fixed monthly income, this plan offers peace of mind. Instead of waiting years to save full payment, buyers can drive a new car while managing expenses responsibly.
In cities like Islamabad, Faisalabad, and Multan, where public transport options are limited, such financing plans directly improve daily mobility.
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FAQs – Toyota Yaris on Easy Monthly Installments
Is the markup rate fixed throughout the tenure?
Yes, the markup rate remains fixed, which protects buyers from future rate hikes.
Does this plan include insurance?
No, vehicle insurance is not part of the installment and must be arranged separately.
Can self-employed individuals apply?
Yes, self-employed applicants can apply, subject to bank eligibility criteria.
What happens at the end of the tenure?
At the end, the residual (balloon) amount must be paid to complete ownership.
Final Summary
UBL’s 2026 auto financing plan brings Toyota Yaris on Easy Monthly Installments closer to middle-income Pakistanis who want reliable transportation without financial stress. With fixed payments, multiple variants, and a transparent structure, this offer suits today’s economic realities.
For buyers who plan carefully and understand the residual payment, this could be one of the more sensible car financing options available in Pakistan right now.